In-store

Net Terms for In-Store B2B Sales.

Offer net terms in-store, online, and offline in seconds. One trade account for your customers.

A consistent purchasing experience

Two let your buyers shop online, offline, and in-store using the same trade account and net terms.

Works with any point-of-sale

Integrate with any point-of-sale, whether at your main register, self-service kiosk, or help desk.

Upfront payments

Get paid upfront for all orders, across all channels. Two manage credit checks and fraud risk, while you focus on selling.

How it works

We support both SMS and App purchasing flows.

Two offer flexible and easy-to-implement solutions for your in-store sales. Choose the integration that works best for your business and your buyers.

Register for net terms

The buyer signs up for a trade account via a shared link, QR code in-store, or your website — your choice.

Phone verification

The buyer verifies their phone number through Two.

Checkout at the point-of-sale

At checkout, the buyer provides their phone number to the cashier.

Confirm via SMS

The user confirms the purchase.

Sale complete!

The point-of-sale system completes the transaction and the buyer will receive an invoice.

Sign up in the app

Your buyer registers for net terms directly through your app.

Checkout at point-of-sale

At the point of sale, the buyer scans an NFC tag or QR code.

Confirm in the app

The user validates their identity, and confirms the purchase.

Sale complete!

The point-of-sale system completes the transaction and the buyer will receive an invoice.
Reduce risk

Risk underwriting in under 2 seconds

Our risk engines allow us to absorb all risk on your behalf while keeping your buyer journey uninterrupted.

90% buyer approval rate

5-20x better buyer spending power than cards

Provide more spending power

Merchant stories

Take your business farther, faster.

Quickly build seamless payment experiences and boost performance, all with the backing of our services team.

Two launches world’s first integrated in-store B2B solution with Flow Retail and Eplehuset

In partnership with Flow Retail and Eplehuset, Two is happy to announce the world's first integrated in-store B2B payment solution! Read more about the partnership here.

Purpose-built API

Get started fast with our APIs.

Our API mirrors the familiar flow of credit card transactions, so your team won’t need to adopt new complex processes.

Sample code and examples
Webhooks
Guides and tools

Ready to get started?

Contact sales to get a customised demo.

Enable higher acceptance rates and credit limits for customers.

Built by merchants, for merchants.