Santander, Allianz Trade & Two.
As the first of its kind, a new partnership between Santander, Allianz Trade, and Two, offers a unique and innovative B2B BNPL payment solution dedicated to large multinational corporations.
Truly global BNPL for B2B.
The result is a game-changer for B2B payments, which combines Allianz’s trade credit insurance experience, Santander’s banking capabilities, and Two’s B2B payment technology.
A new B2B BNPL solution dedicated to large multinational corporates
A unique and pioneering global partnership between the global leader in insurance, a leading global bank and a cutting-edge B2B payments fintech.
Talk to an expert
A leading global provider of receivables solutions
Santander brings their banking capabilities and expertise as one of the global leaders in receivables finance. Sellers can benefit from upfront payments and buyers from trade credit, which allows large corporates to grow safely their online activity across the world.

The global leader in trade insurance
Allianz Trade is the global leader in trade credit insurance. It safeguards companies against non-payment risks and protects them from bad debt. Their B2B BNPL solution, Allianz Trade pay, helps online merchants offer flexible payment terms to their business customers.
Cutting-edge B2B payment technology
Using Two’s cutting-edge B2B payment technology, large corporations can sell to their business buyers seamlessly without the operational complexity or risk involved with invoice purchases.
"The fact that buyers have to use personal or corporate credit cards is still hindering B2B transactions...Thanks to the service we’ve created along with Allianz Trade, Two and Marsh Spain, large corporates will now be able to enjoy the BNPL product to grow their online activity safely and globally"
Ignacio Frutos Lopez, Global Head Receivables at Bank Santander CIB
“Two offers an extremely sought-after quality product for B2B payments and is perfectly suited for our customers. Many businesses become banks for their own customers but Two solves this and more. We look forward to this revolutionary journey we’re on together.”
François Burtin, Global Head of e-commerce at Allianz Trade
Ready to get started?
Sign up to try our Merchant Portal or book a demo with our sales team.
Sell in-store
Net terms for all checkouts, not just online.
About Two
Built by merchants, for merchants.