Two for buyers

Access instant trade credit from your favourite merchants.

No more lengthy application forms or excessive wait times - just simple, straightforward business purchases.

Instant credit check

No interest or fee. Buy now, pay later.

Access to buyer portal

Shop with confidence

We use industry-leading data encryption and anti-fraud technology to keep you protected. If your goods don't arrive or match the original description, you will be refunded.

Pay the way you prefer

You get payment terms that work for your business. Optimise your cashflow, at no additional cost.

Forget admin

Simplify the administrative burden of purchasing online. Two sends you an invoice via e-mail - say goodbye to expensing.

How it works

Buy now, pay later.

Say goodbye to manual trade credit applications and time-consuming admin.

Enter your company name.

Two instantly checks whether we can offer net terms terms using just your company name. Our credit checks won't appear on your company's credit record!

Verify your identity.

To protect your company from fraud, we verify your identity during checkout with market-specific identification tools. Once the verification is in place the order is completed.

Pay your invoice

Once the seller has accepted your order, you’ll receive an invoice from Two made out to your business. Pay it like you would pay any other invoice!